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Total Planning works with professionals and their families to assist them in all of life's important planning needs. We offer health, life, and disability insurance planning for the professional and their family. Most of our clientel work in the medical, dental, or veterinary fields. We also help professionals with insurance needs for starting or purchasing a practice.
Since its inception over 34 years ago,Total Planning has expanded to service clients located throughout the United States. Please feel free to contact us for more information about our insurance strategies.
Thank you,
The Total Planning Team
Hybrid long-term care insurance policies, also known as asset-based plans, combine the benefit of a life insurance policy or an annuity with the availability of long-term care benefits.
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Beneficiaries who postpone claiming Social Security past full retirement age have the option of receiving a lump-sum payment for up to six months of benefits when they finally apply.